Medical

 

Healthcare in France

The Healthcare system in France is of the highest quality and offers a wide choice of practitioners and facilities.

With modern hospitals being equipped with the latest state of the art medical equipment and a plentiful supply of highly trained staff, the system allows waiting times to be cut to a bear minimum should treatment or an operation be needed.

This is a brief guide to the system.

Any person in France can consult any doctor or specialist, regardless of whether the patient is affiliated to the French social security system and/or has private medical insurance. The fee is the same for everyone, the only difference being by how much the costs are covered. Approximate Fees EUR 20 for a consultation with a general practitioner, and EUR 30 or more for consultation with a specialist. The majority of French have private top up insurance.

If you are visiting or holidaying in France, to qualify for medical treatment you will need a European Health Insurance Card (EHIC), this has replaced the E111 which ceased to be valid from the 31st December 2005. The EHIC is normally valid for three to five years and covers any medical treatment that becomes necessary during your visit; it also covers any treatment for pre-existing illnesses or chronic diseases.

Please note; some treatments that are normally free on the NHS are not necessarily free in France and therefore, a contribution towards the cost may be necessary from yourself. We suggest that fully comprehensive travel insurance is taken out for the duration of your visit as it is quite possible to receive an extremely large bill should major medical treatment be needed.

Planning to Move to France

CPAM (Caisse Primaire Assurance Maladie) Visit this office after receiving your E106 (from the DHS (formerly the DHSS) in England with all relevant documentation i.e. Birth Certificate, Marriage Certificate, Passport, Utility Bills, etc. You will be granted for up to 2 years with a Carte Vitale, (green card) running from 1st Jan of the year you arrive.

Once that has expired, you can go on to the French health system, using Form E121 - so long as you are over the official retirement age - i.e. entitled to UK state pension.

 

Once you have this "justicatif" from the tax office, you need to get an application form from your local/regional CPAM (Caisse Primaire Assurance Maladies) to apply for health cover. Do remember the golden rule – take everything with you from passport, birth certificate, marriage certificate, divorce papers, utility bills, P60 etc.

The Manche social security office now have a French/English hotline to help people navigate the red tape of the French health system. There are six bilingual advisers on hand to guide telephone callers.

The phone number is: 08 20 90 42 12

Early retirees to France: important changes to the French healthcare system

The French authorities are changing their domestic rules on eligibility for health care services for people not working in France. This means that some people including those retiring to France from other European countries (including the United Kingdom) and who are not yet in receipt of a state pension or other eligible benefit will no longer be covered by the French system and will need to take out private health insurance. These changes affect people living in France and do not apply to people making a temporary visit to France, e.g., on holiday.

Due to changes in the French domestic rules on eligibility for health care services, for people who are not working in France, some people including those retiring to France from other European countries (including the United Kingdom) and who are not yet in receipt of a state pension or other eligible benefit, will no longer be covered by the French system and will need to take out private health insurance.

The following will continue to be covered:-

E121 holders (those in receipt of, UK state pension/long term incapacity benefit/widow or widower)
E106 holders (those people under state pension age who have worked in the UK or are in receipt of short term incapacity benefit). The E106 is issued for a maximum of 2 and a half years.

These forms must be registered with the French authorities.

For those people already living in France the changes will not take effect until 31 March 2008.

According to the French Government’s published statement the position is:
All inactive EU citizens already accessing CMU healthcare coverage will continue to do so until 31 March 2008 after which they will be required to have their own personal medical insurance, unless their inactive status changes in the meantime.
All inactive EU citizens under retirement age (ie those already resident in France and those planning to move in future) who are not entitled to healthcare reimbursement (through the E106 or E109 forms), will be required to have their own personal medical insurance until they reach UK retirement age (and therefore qualify for entitlement to the E121 form), or until they qualify as a French resident (which is after 5 years of regular, uninterrupted residence).
•People already over retirement age who are holders of an E121 which is registered with the French authorities will remain unaffected.

This information is based on what we have been told by the French authorities. See:

Affiliation à la CMU pour les ressortissants britanniques inactifs - entitlement to healthcare in France for inactive British residents

We suggest people seek further information from one or more of the following:

CPAM - The French Health Service (English language service): +33 8 20 90 42 12

CLEISS - (France's helpdesk for international mobility and social security):
11 rue de la tour des Dames
75436 Paris Cedex 09
Tel: +33 1 45 26 33 41

Centre des Liaisons Européennes et Internationales de Sécurité Sociale (CLEISS)

DWP Overseas Medical Benefits helpline: Tel: +44 (0) 191 218 1999 (Monday to Friday 8am - 5pm)

To apply for an E121 or E106 please contact:
E121: 0191 218 6503 (Department for Work and Pensions)
E106 :0191 218 1999 (Department for Work and Pensions)

Information courtesy of Department of Health. 24th September 2007.
 

The hotline will be tested for six months and if it proves successful it will be extended to the rest of France, with all English-language calls being redirected to the Manche's special service.

For further information also visit the Department
of Health at www.doh.gov.uk

   and

The Official Website for Ameli (l'Assurance Maladie
en Ligne) is www.ameli.fr

Health
Maladie